Flash Deal: Get PS5 Slim, Gadgets, or S$450 Cash With Citi Cards
Until 1st January 2026, be one of the first 2 eligible applicants to apply for Citi cards below at each time slot of 2PM and 8PM to receive a PlayStation 5 Slim (retailing for S$669)! Whether you’re naughty or nice this year, all remaining applicants can still choose from attractive gift options such as Dyson Airstrait (retailing for S$799), the latest iPad, or up to S$450 cash!
Promo is for new Citi cardholders only. Tap here for other card deals, and also see this month’s round-up of deals and promos.
💳 A new Citi cardholder refers to those who do not currently have a principal Citi credit card, and have not cancelled any in the past 12 months. Please read terms and conditions while applying.
Recommended: Citi SMRT
Citi SMRT is my recommended card to apply for as it currently has the most generous cash gift. It also gives a generous 5% cashback on online purchases, groceries and even Malaysian ringgit spend.
Tap here for other Citibank cards. Make sure you apply for the SingSaver promo (unless of course you prefer the direct-from-bank gifts):

Citi SMRT
One of the few high-earn cards with no monthly cap! Gives 5% cashback on online transactions with annual spend cap of S$12,000. Read the review here.
🎁 Citi Promo
New cardholders can get welcome miles, points, or cashback with Citibank welcome offers:
| Card | Welcome Reward |
|---|---|
| Citi SMRT | S$300 cashback |
| Citi Cash Back Citi M1 | S$300 cashback |
| Citi PremierMiles | Up to 30,000 bonus miles |
| Citi Rewards | 40,000 ThankYou Points |
| Citi Cash Back+ | 8% cashback |
| Citi Prestige | Up to 162,500 Citi ThankYou Points |
See terms and conditions on landing page after tapping Citi Promo button. Not stackable with any other promos.
⚡️ SingSaver Promo
Apply as a new Citi cardholder by 12th July 2026 and fill up the SingSaver Rewards Redemption form with your choice of gift:
Not stackable with Citi Promo. Don’t like the gifts? You can choose to top up to get more gift options. Tap Promo 2 button and see landing page for more details.
⚠️ Important Notes
For SingSaver promo:
- Make sure to fill up the SingSaver Rewards Redemption Form or no gift will be given.
- Min. spend of S$500 required.
For reference only; refer to exact details in terms and conditions
What to spend on?
You need to meet the minimum spend to qualify for rewards. Do note that there are transactions which are excluded. Read the terms and conditions carefully when applying.
Generally, retail transactions like buying stuff or dining out are very safe. Things like bill payments, education expenses and CardUp or ipaymy become a lot iffier and depends on the bank your card is from.
Do check out this article on what you can spend on to meet the minimum spend:
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Seth Wee was a licensed financial adviser representative from 2009 to 2025, with over 16 years of experience in Singapore’s financial advisory industry.
He started Sethisfy.com in 2019 to share practical insights on credit cards, banking products, and miles strategies, helping readers identify financial products that deliver the best value. Seth has been featured in CNA, Channel 8, Today, and a host of other publications. In 2025, he was also part of a panel at CPF’s Ready For Life festival.
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